Analisis kinerja keuangan terhadap financial distress pada bank umum syariah di Indonesia periode 2016-2020

Hariono, Andini Febriyanti and Azizuddin, Imam ORCID: https://orcid.org/0000-0001-6068-8984 (2022) Analisis kinerja keuangan terhadap financial distress pada bank umum syariah di Indonesia periode 2016-2020. Jurnal Ekonomi Syariah Teori dan Terapan, 9 (2). pp. 273-285. ISSN 2407-1935

Preview

Text 10341.pdf - Published Version Available under License Creative Commons Attribution Non-commercial Share Alike. Download (427kB) | Preview

Abstract

The aim of this research is to examine how the Financing to Deposit Ratio (FDR), Non-Performing Finance (NPF), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO) affect the Altman ZScore of Financial Distress. This study's sample was derived using purposive sampling method, which resulted in the analysis of 13 Islamic Commercial Banks in Indonesia. The data used this study was obtained from the annual report Islamic Banks. A multinominal logistic regression model will be used to examine this study. The results of this study show that partially NPF has a significant positive influence on financial distress, while FDR, CAR, and BOPO have no significadnt influence on financial distress. NPF, FDR, CAR, and BOPO all have a significant influence on financial distress simultaneously.

Item Type:	Journal Article
Keywords:	financial distress; FDR; NPF; CAR; BOPO.
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Imam Azizuddin
Date Deposited:	06 Apr 2022 14:01

Downloads

Origin of downloads

Actions (login required)

View Item