Customer preferences for IB Hasanah card products as financial card at BNI Syariah bank Surabaya branch

Rakhmad, Andro Agil Nur and Meylianingrum, Kurniawati ORCID: https://orcid.org/0000-0002-0814-7512 (2022) Customer preferences for IB Hasanah card products as financial card at BNI Syariah bank Surabaya branch. Islamic Banking, 7 (2). pp. 283-296. ISSN 2460-9595

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Abstract

Currently, the Islamic finance industry is proliferating and continues to make exciting innovations to attract customers. This innovation offers convenience and efficiency in financing Islamic banking in Indonesia. one of the product innovations offered is a sharia credit card. Unlike conventional banks' credit cards, which based on interest, this Islamic credit card still based on a contract. This study aims to look at the preferences of sharia bank customers, especially at the Surabaya branch of BNI Syariah bank, in using the iB hasanah card product. The method used in this study is a quantitative method with an explanatory approach. This study indicates that contracts, fines, fees, and services together have a positive effect on customer preferences in choosing the iB Hasanah Card product. Furthermore, each variable significantly affects customer preferences in choosing the IB Hasanah Card as an efficient payment card.

Item Type:	Journal Article
Keywords:	sharia card; financial card; Islamic Banking
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics 14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified 14 ECONOMICS > 1499 Other Economics
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Kurniawati Meylianingrum
Date Deposited:	05 Apr 2022 13:39

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