Supriyadi, Aditya Prastian (2022) An Islamic spirit for business ethics and legal framework of fintech peer to peer lending: why does Indonesia need it? Jurisdictie: Jurnal Hukum dan Syariah, 13 (2). pp. 294-321. ISSN 2086-7549
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Abstract
The growth of Fintech Peer-to-Peer (P2P) lending in Indonesia is one of the supports for national economic development. The positive growth of this financial sector is not supported by proportional rules, resulting in the practices of business ethics violation which is detrimental to society. To overcome these problems, the spirit of Islam can be the basis for determining ethical and business measures into a better legal framework for Fintech P2P Lending. This article applies a normative legal research method using a conceptual approach and legislation relevant to the theme of the study. The research results indicate that Fintech P2P Lending in Indonesia needs to be regulated in a qualified legal framework because the existing rules have not been able to solve unethical actions of businessmen. The business concept in Islam also accommodates ethical issues that must be applied in business activities as a harmless commerce spirit. This Islamic spirit can be used as a source of material law in determining a clear legal framework to uphold Fintech P2P Lending business ethics so as not to harm the Indonesian people.
Item Type: | Journal Article |
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Keywords: | business ethics; fintech; Islamic law; peer-to-peer lending |
Subjects: | 18 LAW AND LEGAL STUDIES > 1899 Other Law and Legal Studies > 189999 Law and Legal Studies not elsewhere classified 18 LAW AND LEGAL STUDIES > 1899 Other Law and Legal Studies |
Divisions: | Faculty of Sharia and Law > Department of Sharia Business Law |
Depositing User: | Aditya Prastian Supriyadi |
Date Deposited: | 05 Jun 2023 14:28 |
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