The effect of premium income, investment returns, claim expenses, and operating of net profit on sharia life insurance company

Hissiyah, Calista Noorma and Meylianingrum, Kurniawati ORCID: https://orcid.org/0000-0002-0814-7512 (2023) The effect of premium income, investment returns, claim expenses, and operating of net profit on sharia life insurance company. IJIBE (International Journal of Islamic Business Ethics), 8 (1). pp. 1-11. ISSN 2502-0633

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Abstract

Risk is a potential loss that a company cannot predict. However, risks can be mitigated by dividing or enduring each other. This research wants to re-examine the research gap with the same theme. This research uses quantitative methods with a descriptive approach. The results showed that premium income and investment returns partially affected net profit. In contrast, claim expenses and operating expenses did not have a significant effect on net profit. Then simultaneous test results show that Premium Income, Investment Returns, Claim Expenses, and Operating Expenses to Net Profit together or simultaneously have a significant effect on net profit in Sharia life insurance.

Item Type: Journal Article
Keywords: sharia insurance; sharia life insurance; Islamic finance
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking)
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150204 Insurance Studies
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment
Divisions: Faculty of Economics > Department of Islamic Banking
Depositing User: Kurniawati Meylianingrum
Date Deposited: 09 Jun 2023 06:11

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