Analyzing the behavioral control perception and financial inclusion on investment’s interest with financial literacy as moderating variables

Ainiyah, Faidatul, Yuliana, Indah ORCID: https://orcid.org/0000-0002-6346-7850, Prajawati, Maretha Ika ORCID: https://orcid.org/0000-0002-3084-4031 and Supriyanto, Achmad Sani ORCID: https://orcid.org/0000-0003-1519-3258 (2023) Analyzing the behavioral control perception and financial inclusion on investment’s interest with financial literacy as moderating variables. Presented at The International Conference on Islamic and Muhammadiyah Studies (ICIMS 2023), 11-12 Jan 2023, Surakarta.

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Abstract

Purpose: This study aims to measure and analyze the Behavioral control perception and Financial Inclusion on Investment Interest with Financial Literacy as moderating variables.

Methodology: This research is quantitative research and the population in this study were millennials at Malang City state university. The method of determining the sample is purposive sampling. The sample in this study amounted to 270 respondents. The data of this study used primary data. This research uses Partial Least Square (PLS) analysis tool with the WarptPLS application 7.0 version.

Results: The results of this study indicate that Behavioral control perception has a direct and significant effect on Investment Interest, and Financial Inclusion has a direct and significant effect on Investment Interest. Financial Literacy moderates and Behavioral control perception on Investment Interest a positive and significant. Financial Literacy moderates the influence of Financial Inclusion in Investment Interest positively and significantly.

Applications/Originality/Value: as a country with a majority Muslim population that benefits from the demographic bonus phenomenon, Indonesia is undoubtedly a good opportunity for capital market growth. Investment Interest is a policy on assets owned to be allocated to an investment option so that they can obtain profit in the future.

Item Type:	Conference (Paper)
Keywords:	behavioral control; financial inclusion; financial literacy
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics
Divisions:	Faculty of Economics > Department of Management
Depositing User:	Maretha Ika Prajawati
Date Deposited:	16 Nov 2023 11:27

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