How sharia financial literacy moderated religiosity and muslim financial behaviour

Solekah, Nihayatu Aslamatis ORCID: https://orcid.org/0000-0002-6722-8283 and Hakim, Ahmad Muqarrabin (2023) How sharia financial literacy moderated religiosity and muslim financial behaviour. Presented at 3rd International Conference on Business & Social Science, 28-29 Oct 2023, Surabaya.

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Abstract

This study aims to understand the effect of religiosity, Sharia financial literacy (SFL), on Muslim financial behaviour (MFB) and Sharia financial literacy as a moderating variable between religiosity and MFB. This research uses the descriptive quantitative method. The sample in this study was 190 respondents using purposive sampling of Muslims who live in South Kalimantan—data analysis by structural model assessment with the Partial Least Square (PLS) analysis method. The results indicated religiosity and Sharia financial literacy influence financial behaviour, so SFL also moderates religiosity on financial behaviour. These results imply that a better Muslim religiosity will increase a person's ability to manage and use the economy as effectively as possible, strengthened by financial knowledge. Financial understanding will naturally exhibit better financial conduct.

Item Type:	Conference (Paper)
Keywords:	religiosity; sharia financial literacy; financial behaviour
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150501 Consumer-Oriented Product or Service Development
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Nihayatu Aslamatis Solekah
Date Deposited:	24 Jan 2024 08:25

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