MSMEs interest in the use of sharia e-payment: Expanded implementation of the Technology Acceptance Model (TAM)

Agustina, Ike Dwi, Wahidiyah, Rahmatul 'Aini, Misbahuddin, Abdullah Afif, Ningtyas, Mega Noerman ORCID: https://orcid.org/0000-0002-9509-3419 and Budianto, Eka Wahyu Hestya ORCID: https://orcid.org/0000-0002-4199-2865 (2024) MSMEs interest in the use of sharia e-payment: Expanded implementation of the Technology Acceptance Model (TAM). Jurnal Ilmiah Bisnis dan Ekonomi Asia, 18 (1). pp. 71-86. ISSN 01261258

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Abstract

Advances in technology and information encourage the development of payment methods using electronic devices (e-payment) to exchange goods and services without needing cash. This study examines the factors that influence the interest of MSMEs in Malang City, especially in the culinary field, in using Sharia e-payments by expanding the TAM model. This type of research is descriptive quantitative. The survey used a structural equation model (SEM) with the Amos software test tool (Versi 26). One hundred twenty-five respondents were collected as a test. The results show that PS has an insignificant effect on PU and PEOU. PEOU influences PU. PFC has a significant negative effect on Islamic e-payment IU. PU has no significant effect on the IU of Sharia e-payments. Meanwhile, PEOU influences IU Sharia e-payments.

Item Type:	Journal Article
Keywords:	TAM Model; Perceived Security; Perceived Financial Cost; Sharia E-payment
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1503 Business and Management > 150314 Small Business Management
Divisions:	Faculty of Economics > Department of Management
Depositing User:	Eka Wahyu Hestya Budianto
Date Deposited:	20 Feb 2024 08:39

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