Management behavior of online users: Testing the role of financial literacy as a moderating variable

Shofy, Dhiyausy Syamsi Ash and Kholilah, Kholilah ORCID: https://orcid.org/0000-0003-1828-9642 (2024) Management behavior of online users: Testing the role of financial literacy as a moderating variable. Jurnal Akuntansi Bisnis, 22 (1). pp. 80-99. ISSN 25415204

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Abstract

This research was conducted to examine the Influence of Pocket Money, Financial Self-Efficacy, Self-Control, and Religiosity on the Financial Management Behavior of Online Loan Users with Financial Literacy as a Moderation Variable. Criteria for sample selection in this study include students who are currently or have taken financial management courses at the Faculty of Economics at Universitas Islam Negeri Maulana Malik Ibrahim Malang. Data collection techniques used a questionnaire. The total sample used in this study was 106 respondents using the non-probability sampling method, namely purposive sampling. This research used a quantitative analysis approach using Partial Least Square (PLS). The results show that pocket money, self-control, and religiosity affect financial management behavior. Beside it, financial self-efficacy does not affect financial management behavior. Financial literacy does not moderate the influence of pocket money, financial self-efficacy self-control, and religiosity on financial management behavior.

Item Type:	Journal Article
Keywords:	Pocket money; financial self-efficacy; self-control; religiosity; financial management behaviour; financial literacy
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1501 Accounting, Auditing and Accountability > 150199 Accounting, Auditing and Accountability not elsewhere classified 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1501 Accounting, Auditing and Accountability
Divisions:	Faculty of Economics > Department of Accounting
Depositing User:	Kholilah Kholilah
Date Deposited:	20 May 2024 14:33

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