Transformasi digital dalam keuangan Islam: Peluang dan tantangan

Sudarmanto, Eko, Yusuf, Sitti Rabiah, Yuliana, Indah ORCID: https://orcid.org/0000-0002-6346-7850, Wahyuni, Nanik and Zaki, Ahmad (2024) Transformasi digital dalam keuangan Islam: Peluang dan tantangan. Jurnal Ilmiah Ekonomi Islam, 10 (1). 645- 655. ISSN 2477-6157

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Abstract

This research aims to explore the impact of digital transformation in the Islamic finance sector, discussing the opportunities and challenges that arise with the adoption of digital technologies. The study utilizes a qualitative method with literature review approach. Digital transformation includes the implementation of innovations such as financial technology (fintech), blockchain, and artificial intelligence within the context of Sharia-compliant finance. The results of the discussion present a comprehensive overview of how digitization affects Islamic financial products and services, considering the potential for increased operational efficiency, financial inclusivity, and more effective adherence to Islamic financial principles. Meanwhile, challenges such as data security, regulations, and market acceptance are also outlined, emphasizing the efforts required to optimize the benefits of digital transformation in the realm of Islamic finance.

Item Type:	Journal Article
Keywords:	digital transformation; Islamic finance; sharia-compliant finance
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1503 Business and Management > 150302 Business Information Systems
Divisions:	Faculty of Economics > Department of Management
Depositing User:	indah yuliana
Date Deposited:	12 Jun 2024 15:44

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