Analysis comparative of Islamic banking health levels in Asia using RGEC method

Wijaya, Ahmad Mada and Wardana, Guntur Kusuma ORCID: https://orcid.org/0000-0001-7901-1228 (2024) Analysis comparative of Islamic banking health levels in Asia using RGEC method. Al-Infaq: Jurnal Ekonomi Islam, 15 (1). pp. 69-95. ISSN 2579-6453

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Abstract

This research aims to compare the health levels of Sharia banks in Asia over the period 2017-2022 using the RGEC method, considering the factors of Risk Profile, Good Corporate Governance, Earnings, and Capital. Financial ratios used to assess bank health include risk profile using 2 ratios namely NPF and FDR, GCG factor using self-assessment, Earnings using 4 ratios namely ROA, ROE, BOPO, and capital factors including the CAR ratio. The type of research used is quantitative descriptive research. The data obtained are secondary data in the form of annual financial reports of the companies. The research results show significant differences in the health of Sharia banks in Asia measured using the RGEC method. Sharia Banks categorized as "Very Healthy" are Al Rajhi Bank, Dubai Islamic Bank, Qatar Islamic Bank, Maybank Islamic Berhad, and Ziraat Katilim Bankansi. While Sharia banks categorized as "Healthy" are Boubyan Islamic Bank, Bank Pasargad Iran, Al Salam Islamic Bank, and Islamic Bank Limited. Then the Sharia banking categorized as "Fairly Healthy" is Bank Muamalat Indonesia.

Item Type:	Journal Article
Keywords:	RGEC; bank health; Islamic Banking in Asia
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150299 Banking, Finance and Investment not elsewhere classified
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Guntur Kusuma Wardana
Date Deposited:	02 Jul 2024 14:00

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