Legal positivism and Fiqh Muamalah Paradigm’s on Indonesian Sharia Fintech Legal Framework

Saifullah, Saifullah, Munawar, Faishal Agil Al ORCID: https://orcid.org/0000-0002-8200-5096, Bahagiati, Kurniasih and Supriyadi, Aditya Prastian (2024) Legal positivism and Fiqh Muamalah Paradigm’s on Indonesian Sharia Fintech Legal Framework. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 16 (1). pp. 183-208. ISSN 2407-8654

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Abstract

Sharia Financial Technology in Indonesia is regulated in OJK Regulation No. 10/POJK.05/2022 Concerning Information Technology-Based Joint Funding Services. According to researchers, enacting these regulations still needs improvement because they are disproportionate to the basic rules for implementing Sharia Fintech in Indonesia. A Fiqh Muamalah study needs to be conducted to reconstruct these rules into proportional rules. This research uses normative legal research methods. This research uses a statutory regulatory approach related to Fintech and DSN MUI Fatwa, as well as the Fiqh Muamalah conceptual approach. The results show that based on the Fiqh Muamalah indicator, OJK Regulation No. 10/POJK.05/2022 still needs to be in harmony with Fiqh Muamalah. The OJK Regulations have no concrete rules regarding what contracts can be used for Sharia Fintech schemes.

Item Type:	Journal Article
Keywords:	Fiqh Muamalah; Sharia Fintech; Qardh Contract
Subjects:	18 LAW AND LEGAL STUDIES > 1801 Law > 180106 Comparative Law 18 LAW AND LEGAL STUDIES > 1801 Law > 180122 Legal Theory, Jurisprudence and Legal Interpretation 18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012714 al-Qardh (Hutang-piutang) 18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012799 Mu'amalah (Islamic Commercial & Contract Law) not elsewhere classified 22 PHILOSOPHY AND RELIGIOUS STUDIES > 2204 Religion and Religious Studies > 220403 Islamic Studies 22 PHILOSOPHY AND RELIGIOUS STUDIES > 2204 Religion and Religious Studies > 220403 Islamic Studies > 22040304 Fiqh, Ushul Fiqh, Islamic Jurisprudence, and related science 18 LAW AND LEGAL STUDIES > 1801 Law
Divisions:	Faculty of Sharia and Law > Department of Sharia Business Law
Depositing User:	Faishal Agil Al Munawar
Date Deposited:	19 Aug 2024 15:35

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