Determinants of factors affecting the use of E-Payment (QRIS) in MSMEs in Malang City

Permatasari, Ditya and Ulhaq, Rifqi Dhiya (2024) Determinants of factors affecting the use of E-Payment (QRIS) in MSMEs in Malang City. Presented at 10th International Conference of Islamic Economics & Business (ICONIES) 2024, 26 September 2024, Ijen Suites Hotel.

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Abstract

This research aims to determine and analyze the influence of perceived usefulness, perceived ease
of use, perceived risk, and trust on behavioral intention to use, and behavioral intention to use on
actual system use in MSMEs in Malang City. The population in this research is MSMEs that use epayment in the form of QRIS in Malang City. This research uses quantitative methods with a
descriptive approach. In this research, researchers used Partial Least Square (PLS) or SmartPLS
software, which is run using computer media. The sample from this research was 110 respondents.
Data collection was carried out by distributing questionnaires in the form of a Google form. The results
of this research show that the variables perceived usefulness, perceived ease of use, and perceived
risk do not have a positive influence on behavioral intention to use, while the variable trust has a
significant influence on behavioral intention to use, and the variable behavioral intention to use has
a significant influence. significant to actual system use.

Item Type:	Conference (Paper)
Keywords:	e-payment; QRIS; MSMEs
Subjects:	14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified
Divisions:	Faculty of Economics > Department of Accounting
Depositing User:	Ditya Permatasari Subandi
Date Deposited:	28 Oct 2024 10:31

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