Peran Financial Technology (Fintech) Syariah dalam perekonomian negara di Indonesia

Rozi, Fahrur, Safitri, Sri Wahyuni, Khowatim, Khusnul and Rochayatun, Sulis ORCID: https://orcid.org/0000-0001-5798-7502 (2024) Peran Financial Technology (Fintech) Syariah dalam perekonomian negara di Indonesia. Jurnal Ilmiah Ekonomi Islam, 10 (2). pp. 1668-1674. ISSN 2477-6157

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Abstract

This study discusses Financial Technology (Fintech) emerging as a significant innovation offering financial
services through digital platforms. The aim of this research is to provide an overview and paradigm of Shariah
Fintech and its development in Indonesia, and to depict the role of Shariah Financial Technology (Fintech) in the
country's economy. The research method employed is Library Research, where various literature sources such as
books, journals, and research reports are deeply studied. The research findings indicate that Shariah Fintech in
Indonesia plays a crucial role in the country's economy. They not only provide financial solutions in accordance
with Shariah principles but also open up financial access for UMKM. Its growth promises to enhance financial
inclusion and support UMKM in Indonesia. However, there are still challenges such as limited infrastructure,
lack of human resources, and regulatory constraints in Indonesia. Overcoming these challenges requires
cooperation among the government, regulators, industry players, and society in Indonesia. Thus, Shariah Fintech
in Indonesia can continue to contribute to the country's economy

Item Type: Journal Article
Keywords: Financial Tekhnology; Fintech Syariah; Perekonomian Negara
Subjects: 14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics
Divisions: Graduate Schools > Magister Programme > Graduate School of Islamic Economics
Depositing User: Sulis Rochayatun
Date Deposited: 31 Oct 2024 10:29

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