The impact of religiosity and service quality on the saving decisions of tabaru’ account holders at KSPPS BMT Peta Malang branch with interest as a mediating variable

Masriyah, Siti, Supriyanto, Achmad Sani ORCID: https://orcid.org/0000-0003-1519-3258 and Ekowati, Vivin Maharani ORCID: https://orcid.org/0000-0001-6013-0630 (2024) The impact of religiosity and service quality on the saving decisions of tabaru’ account holders at KSPPS BMT Peta Malang branch with interest as a mediating variable. Jurnal Ilmiah Ekonomi Islam, 10 (3). pp. 3342-3352. ISSN 2477-6157

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Abstract

This study aims to determine the impact of religiosity and service quality on the saving decisions of tabaru' account holders at KSPPS BMT PETA Malang Branch, with interest serving as a mediating variable. The research employs a quantitative approach. The population in this study comprises tabaru' account holders. Sampling was conducted using purposive sampling. Data for this study were collected using primary data from questionnaires. The analysis method employed is path analysis using SmartPLS 4. The results of this study indicate that religiosity and service quality variables have a significant impact on saving decisions. Additionally, religiosity and service quality have a significant impact on interest, and interest has a significant impact on saving decisions. Furthermore, interest can mediate the relationship between religiosity and service quality with saving decisions. This study demonstrates that religiosity and service quality significantly affect saving decisions through interest as a mediating variable.

Item Type:	Journal Article
Keywords:	Saving decisions; religiosity; service quality; interest
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140205 Environment and Resource Economics 14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics 14 ECONOMICS > 1402 Applied Economics > 140209 Industry Economics and Industrial Organisation 14 ECONOMICS > 1402 Applied Economics > 140219 Welfare Economics
Divisions:	Faculty of Economics > Department of Management
Depositing User:	Vivin Maharani Ekowati
Date Deposited:	02 Dec 2024 13:18

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