Technological Innovation in Influence the Financial Performance of Sharia Banking In Indonesia

Hasibuan, Razali Ade Syahputra and Oktaviana, Ulfi Kartika ORCID: https://orcid.org/0000-0002-5222-4423 (2023) Technological Innovation in Influence the Financial Performance of Sharia Banking In Indonesia. Jurnal Ilmiah Ekonomi Islam, 9 (1). pp. 283-291. ISSN 2477-6157

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Abstract

This study measures how the role of innovation in technology in moderating efficiency and competition affects
financial performance. This study uses secondary data which was conducted at 14 Islamic Commercial Banks in
Indonesia which were taken using the non-probability sampling method in the form of purposive sampling from
2013-2020. The data analysis technique used is panel data regression analysis. The results obtained are that
efficiency has a significant negative effect on financial performance, competition has a significant negative effect
on financial performance, technological innovation can moderate efficiency and competition on the financial
performance of Islamic banking in Indonesia.

Item Type:	Journal Article
Keywords:	Innovation, efficiency, competition, technology, performance
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150201 Finance
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Ulfi Kartika Oktaviana
Date Deposited:	11 Dec 2024 09:28

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