Analysis of determinants of QRIS use with financial literacy as moderation: Case study at PPTQ Nurul Huda Malang

Nasution, Nurul Fadhilah and Firmansyah, Fani (2025) Analysis of determinants of QRIS use with financial literacy as moderation: Case study at PPTQ Nurul Huda Malang. International Journal of Business and Applied Economics (IJBAE), 4 (2). pp. 531-546. ISSN 2963-6124

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Abstract

This study aims to analyse the determinants of QRIS usage with financial literacy as moderation (case study at PPTQ Nurul Huda Malang). This research uses quantitative methods, and the sampling uses saturated sampling techniques with 100 respondents. Data collection using questionnaire distribution. The analysis tool uses SmartPLS (Partial Least Square) software The findings of this study reveal that the variables of ease, usefulness, and financial literacy significantly influence the decision to use QRIS at PPTQ Nurul Huda. However, it was found that financial literacy does not weaken or strengthen (does not act as a moderating variable) the effect of ease and usefulness on the decision to use QRIS.

Item Type:	Journal Article
Keywords:	Ease; Usefulness; Financial Literacy; Usage Decision; QRIS
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150501 Consumer-Oriented Product or Service Development
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	fani firmansyah
Date Deposited:	27 Mar 2025 11:34

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