Micro Waqf Bank in Indonesia: Some critical notes and solutions

Susamto, Burhanuddin ORCID: https://orcid.org/0000-0001-8999-0351 (2025) Micro Waqf Bank in Indonesia: Some critical notes and solutions. Presented at The 8 th International Conference on Law, Technology, Spirituality and Society (ICOLESS). 7-8 May, 2025 Sharia Faculty UIN Maulana Malik Ibrahim Malang, Indonesia.

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Abstract

Micro Waqf Bank (BWM) is the latest model of Islamic microfinance institutions in Indonesia which is expected to eradicate poverty. BWM is a product of popular policy directly relating to the interests of Muslims, especially surroundings of the Islamic boarding school (pesantren) community. This study aims to develop the BWM concept in the future because it has great potential for economic empowerment of the poor through the pesantren network. The development of this concept needs to be done because of the fact that there are still weaknesses in the current concept of BWM. Weaknesses at the conceptual level will certainly have an impact on weaknesses at the practical level. From the results of the analysis, we have found that there are eight weaknesses of BWM which must be improved and eight solutions that are offered by the authors for the reconstruction of the BWM concept in the future.

Item Type:	Conference (Paper)
Keywords:	Micro waqf bank; Islamic microfinance; pesantren
Subjects:	18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012715 al-Waqf
Divisions:	Faculty of Sharia and Law > Department of Sharia Business Law
Depositing User:	Dr. Burhanuddin Susamto, SHI, M.Hum
Date Deposited:	11 Nov 2025 14:51

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