Peran pelatihan pemediasi dalam persepsi kemudahan dan manfaat transaksi E-Wallet terhadap pendapatan Usaha Mikro

Hasibuan, Lempang, Supriyanto, Achmad Sani ORCID: https://orcid.org/0000-0003-1519-3258, Rahayu, Yayuk Sri ORCID: https://orcid.org/0000-0001-6315-7943, Abdani, Fadlil and Oktaviana, Ulfi Kartika ORCID: https://orcid.org/0000-0002-5222-4423 (2025) Peran pelatihan pemediasi dalam persepsi kemudahan dan manfaat transaksi E-Wallet terhadap pendapatan Usaha Mikro. JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi), 11 (1). pp. 19-32. ISSN 2502-1400

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Abstract

The purpose of this study was to examine the influence of perceived ease, perceived benefits on micro-enterprise income in Malang City and to examine whether training can mediate the influence of perceived ease and benefits on micro-enterprise income in Malang City. A sample of 200 micro-enterprises and a sample of 108 consumers were selected using probability sampling techniques. Data were collected through questionnaires. Data analysis used Partial Least Square (PLS). The results of this study are that perceived ease has no effect on micro-enterprise income; perceived benefits have an effect on micro-enterprise income; and training can mediate the influence of perceived ease and benefits on micro-enterprise income. This shows that although the aspect of ease of use of technology/digital does not affect income, the government or micro-enterprise assistants are still more active in conveying real evidence of the benefits of adopting technology/digital, such as cost efficiency or market expansion. In addition, training is not just an introduction to technology, but must emphasize practical implementation that has an impact on income.

Item Type:	Journal Article
Keywords:	Pelatihan; pendapatan usaha; persepsi kemudahan; transaksi digital; usaha mikro; Digital transactions; income; micro-enterprises; perceived ease; training
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Yayuk Sri Rahayu
Date Deposited:	06 Apr 2026 14:52

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