Mudarabah implementation in savings products at Baitul Maal Wa Tamwil Al-Yaman Banyuwangi

Al-Jufri, Moh. Abdul Basit, Pratomo, Ahmad Sidi and Al-Jufri, Moh. Iza (2024) Mudarabah implementation in savings products at Baitul Maal Wa Tamwil Al-Yaman Banyuwangi. TADAYUN:Jurnal Hukum Ekonomi Syariah, 5 (1). pp. 97-114. ISSN 2961-8436

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Abstract

This study examines the implementation of the mudarabah contract in savings products at BMT Al-Yaman Banyuwangi, focusing on the alignment of these practices with the Compilation of Islamic Economic Law (KHES) and the principles of maqasid sharia. This research used an empirical juridical method. This means that research collects data through observation, interviews, and documentation. The analysis results show that BMT Al-Yaman applies the unrestricted mudarabah contract in tabungan umum and tabungan pelajar products, with profit-sharing adjusted monthly. The study finds that the mudarabah practices at BMT Al-Yaman comply with the requirements and pillars established by KHES and support of Maqasid Sharia in creating justice and welfare for all parties involved. This research is expected to significantly contribute to academic literature and Islamic financial practices, particularly in applying the mudarabah contract in BMT savings products.

Item Type:	Journal Article
Keywords:	bmt savings products; compilation of islamic economic law (khes); maqosid sharia, mudharabah contract
Subjects:	18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012799 Mu'amalah (Islamic Commercial & Contract Law) not elsewhere classified
Divisions:	Faculty of Sharia and Law > Department of Sharia Business Law
Depositing User:	Ahmad Sidi Pratomo
Date Deposited:	14 Oct 2026 11:01

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