Islamic financial literation and inclusion model towards a green economy in urban farmer community: The urban farmer’s perspektif in Malang City East Java Indonesia

Khasanah, Umrotul (2015) Islamic financial literation and inclusion model towards a green economy in urban farmer community: The urban farmer’s perspektif in Malang City East Java Indonesia. Australian Journal of Basic and Applied Sciences, 9 (7). pp. 239-241. ISSN 1991-8178

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Abstract

The research aims to study literation and inclusion, a knowledge and access of the community to Islamic financial institutions towards the development of a green economy. The purpose of the research are: to reveal farmer’s perspective on the green economy, literation, planning and financial access (inclusion) to Islamic financial system in the agricultural product financing to the concept of green economic development. The results show three findings. First, agriculture can neutralize environmental pollution and steer towards green economic development. Second, Islamic finance as a financing solution, cooperative system, and social pious attitude. Third, farmer’s financial planning considers season, rice planting equipment, crop husbandry, and pre-harvest and harvest preparation. Fourth, Islamic financial inclusion faces collateral, murabahah system, and credit system. Inclusive Islamic monetary system employs a profit share mechanism since it does not need collateral. In addition, it parallels skill to capital money and employs a holder-based system.

Item Type: Journal Article
Keywords: Literation, Inclusion, Islamic monetary, Green economics, Financing and urban farmer
Divisions: Faculty of Economics > Department of Islamic Banking
Depositing User: Zulaikha Zulaikha
Date Deposited: 19 Jun 2020 09:18

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