Implementasi akad ijarah-asset to be leased pada transaksi sukuk ritel di Bank Syariah Mandiri cabang Jombang

Azizuddin, Imam ORCID: https://orcid.org/0000-0001-6068-8984 (2020) Implementasi akad ijarah-asset to be leased pada transaksi sukuk ritel di Bank Syariah Mandiri cabang Jombang. Baabu Al-Ilmi, 5 (2). pp. 190-200. ISSN 2527-4163

Preview

Text 7050.pdf - Published Version Available under License Creative Commons Attribution Non-commercial Share Alike. Download (763kB) | Preview

Abstract

Retail sharia bond/sukuk (sharia obligation) becomes investors’ most favorable retail. It is reflected by the high demand of obligation in every implementation of emission accomplished. This research aims to know the implementation of ijara – asset to be leased agreement on the retail sharia bond transaction, and the constraint faced by banks in its implementation. This research uses a descriptive qualitative approach which elaborates the result of observation on the implementation of ijara – asset to be leased agreement on the retail sharia bond transaction. It is then explicated in form of narration and implementation scheme. The instruments are primary data which are collected directly from the informants and secondary data in form of literatures, product brochures, and previous researches. The result shows that the agreement used by bank in the implementation of Ijarah – Asset to be Leased agreement on the retail sharia bond transaction contains trading agreement (al-bay’) of the underlying asset. The use of wakalah agreement is required when the right to issue sukuk as a representative in the sukuk rental process to the underwriter. On the other hand, a kafalah agreement is required when the right to issue emissions provides guarantees to sukuk management agencies issued. The constraints faced by the bank in the implementation are the fact that the society is still lack of information about sukuk and the customers of retail sharia bond still has incomplete administration data.

Item Type:	Journal Article
Keywords:	Ijara; ijara-asset to be leased; retail sharia bond
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Imam Azizuddin
Date Deposited:	12 Nov 2020 13:43

Downloads

Origin of downloads

Actions (login required)

View Item