Risk Profile, secure bond and bond rating in banking industry

Wijayanti, Erin and Yuliana, Indah (2020) Risk Profile, secure bond and bond rating in banking industry. The Winners: Economics, Business, Management, and Information System Journal, 21 (1). pp. 49-57. ISSN P-ISSN: 1412-1212 E-ISSN: 2541-2388

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The research aimed to assess the impact of the Risk Profile on the banking industry bond ratings in Indonesia Stock Exchange (IDX) and have a rating for bonds at PT PEFINDO. Samples were selected by purposive sampling method. The population were banks listed on the Indonesia Stock Exchange in 2015-2018. The population was 44 banks and 16 banks were selected as samples. The analysis a used descriptive statistics and Partial Least Square (PLS) for testing structural and structural models. The results show that Non-Performing Loan (NPL) and Loan to Deposit Ratio (LDR) directly have a significant direct positive effect on bond ratings, and security directly do not have a significant effect on bond ratings, security strengthen risk relationships credit with a bond rating. However, security weakens the relationship between liquidity risk and the bond rating. The variables indicate that these variables can explain the bond rating of 44,4% while the remaining 55,6% is influenced by other variables not contained in the research model.

Item Type: Journal Article
Keywords: risk profile, credit risk, liquidity risk, secure bond, bond rating, banking industry
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment
Divisions: Faculty of Economics > Department of Management
Depositing User: indah yuliana
Date Deposited: 13 Jul 2021 08:46


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