Tingkat penggunaan multi akad dalam fatwa Dewan Syari’ah Nasional–Majelis Ulama Indonesia (DSN-MUI)

Susamto, Burhanuddin (2015) Tingkat penggunaan multi akad dalam fatwa Dewan Syari’ah Nasional–Majelis Ulama Indonesia (DSN-MUI). Al-Ihkam: Jurnal Hukum dan Pranata Sosial, 11 (1). pp. 201-218. ISSN 2442-3084

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Abstract

ENGLISH:
This article begins from issues of the law of hybrid contracts and the level of their using in the fatwa of DSN-MUI (National Sharia Board – Assembly of Indonesian Ulama). To analyze these issues, I use a normative legal research with a conceptual approach. The fact that the fatwa of DSN-MUI has adopted many contracts (al-‘uqûd) both in single form and hybrid contract (al-'uqûd l-murakkabah). There are two hybrid contracts namely that natural (al-'uqûd al-murakkabah al-thabî'îyah) is permissible, while law of hybrid contracts modified (al-'uqûd al-murakkabah al-ta'dîlah) is still depend on how to modify it. If the modification of the contracts does not violate the principle of hadith, then it is permissible. Otherwise, if there is a melting of contracts causing inter connected each others (mu'allaq) it is unlawful. Of the total contract is absorbed, there were approximately 60.68% using singgle contract and the remaining 39.32% using hybrid contract to be applied in modern transactions.

INDONESIA:
Artikel ini bermula dari persoalan tentang hukum multi akad dan level penggunaannya dalam fatwa DSN-MUI (Dewan Syari‟ah Nasional Majelis Ulama Indonesia). Untuk menganalisis persoalan tersebut, digunakan jenis penelitian hukum normatif (normatie legal research) dengan pendekatan konseptual. Fakta bahwa fatwa DSN-MUI banyak mengadopsi akad-akad baik yang bersifat tunggal maupun multi (al-’uqûd al-murakkabah). Multi akad ada yang bersifat alamiah (al-‘uqûd al-murakkabah al-thabî’îyah) dan hukumnya diperbolehkan. Sedangkan multi akad hasil modifikasi (al-‘uqûd al-murakkabah al-ta’dîlah) hukumnya masih tergantung dari bagaimana bentuk modifikasinya. Jika modifikasi akad tidak melanggar prinsip Sunnah tentang penggabungan akad, maka hukumnya diper- bolehkan. Begitu pula sebaliknya, jika terjadi penggabungan akad se- hingga terdapat keterkaitan (mu’allaq), maka haram hukumnya. Dari total akad yang diadopsi dalam fatwa DSN-MUI, ada sekitar 60,68 % yang menggunakan akad secara tunggal dan sisanya 39,32 % melalui pendekatan multi akad agar dapat diterapkan dalam transaksi modern.

Item Type:	Journal Article
Keywords:	Hybrid Contract, Transaction, Fatwa, DSN-MUI
Subjects:	18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012799 Mu'amalah (Islamic Commercial & Contract Law) not elsewhere classified
Divisions:	Faculty of Sharia and Law > Department of Sharia Business Law
Depositing User:	Dr. Burhanuddin Susamto, SHI, M.Hum
Date Deposited:	25 Dec 2016 16:51

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