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Aprelia, Nala Widya and Budianto, Eka Wahyu Hestya ORCID: https://orcid.org/0000-0002-4199-2865 (2025) The effect of gross NPF, ZISWAF, and Wadiah bonus on Mudharabah income and firm size moderated in sharia banking. Jurnal Cendekia Keuangan, 4 (1). pp. 46-56. ISSN 2810-0964