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Alwahidin, Alwahidin, Azizuddin, Imam and Syarmila, Siti (2020) The effect of financial ratio to net income for the period 2013-2017: study at PT. Bank Syariah Mandiri Indonesia. At-Tahdzib : Jurnal Studi Islam dan Mu’amalah, 8 (2). pp. 21-32. ISSN 2089-7723