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Dwiyanti, Nur Anisa and Purnamasari, Puji Endah ORCID: https://orcid.org/0000-0002-3727-6639 (2023) The role of financial literacy,self-efficacy, and religiosity on financial behavior in the moderation of saving behavior. Assets : Jurnal Ekonomi, Manajemen dan Akuntansi, 13 (1). pp. 140-152. ISSN 2088-2467