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Rachmatulloh, Dhepril Puradi and Solekah, Nihayatu Aslamatis ORCID: https://orcid.org/0000-0002-6722-8283 (2021) Antecedents of saving decision at sharia banks: Islamic financial literacy, religiosity and service quality (studies on millennial generation). Al-Tijary: Jurnal Ekonomi dan Bisnis Islam, 6 (2). pp. 97-111. ISSN ISSN : 24609412, PISSN : 24609404