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Andaresta, Tara and Solekah, Nihayatu Aslamatis ORCID: https://orcid.org/0000-0002-6722-8283 (2024) Determination of increasing SMEs's intention to use sharia banking services: SME’s perspective in Malang. I-FINANCE: a Research Journal on Islamic Finance, 10 (1). pp. 188-202. ISSN 2615-1081

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