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F

Fatiha, Feni Nuril and Mardiana, Mardiana ORCID: https://orcid.org/0000-0003-1722-0248 (2025) Factors that influence students’ saving behavior: Financial knowledge as an intervening variable. Journal of Management: Small and Medium Enterprises (SMEs), 18 (3). pp. 1923-1936. ISSN 2723469X

Fitri, Urai Deby Tri and Mardiana, Mardiana ORCID: https://orcid.org/0000-0003-1722-0248 (2025) Pengaruh literasi keuangan, promosi, dan hedonisme terhadap penggunaan paylater pada ibu rumah tangga di Kota Pontianak. Ekonomis: Journal of Economics and Business, 9 (2). pp. 1434-1440. ISSN 25978829

M

Melisa, Dyna and Mardiana, Mardiana (2025) Gender sebagai variabel moderasi pada pengaruh gaya hidup terhadap pengelolaan keuangan. Jurnal Riset Pendidikan Ekonomi, 10 (1). pp. 99-105. ISSN 25409247

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Solekah, Nihayatu Aslamatis ORCID: https://orcid.org/0000-0002-6722-8283, Oktaviana, Ulfi Kartika ORCID: https://orcid.org/0000-0002-5222-4423, Safitri, Rini and Mardiana, Mardiana (2025) Improving the competitiveness of micro and small enterprises through production cost and business feasibility training: Synergy between academics and the cooperatives office. Unram Journal of Community Service (UJCS), 6 (3). pp. 494-498. ISSN 2774-6518

Solekah, Nihayatu Aslamatis ORCID: https://orcid.org/0000-0002-6722-8283, Rozi, M. Fatkhur ORCID: https://orcid.org/0000-0002-6722-8283 and Mardiana, Mardiana ORCID: https://orcid.org/0000-0003-1722-0248 (2025) What drives millennial eco-travelers? Investigation of value–norm theory with destination responsibility as moderator. Jurnal Minds: Manajemen Ide dan Inspirasi, 12 (1). pp. 117-136. ISSN 2597-6990

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Zahroh, Fatmawati ORCID: https://orcid.org/0000-0001-5665-0000, Mardiana, Mardiana ORCID: https://orcid.org/0000-0003-1722-0248 and Kamis, Jamilah (2025) The Income Tax Policy for Freelancers in Indonesia and Malaysia’s Creative and Gig Economies. Jurnal Akuntansi Syariah (JAS), 9 (2). pp. 452-462. ISSN 2657-1676