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Hidayatullah, Syarif and Zuraidah, Zuraidah 
ORCID: https://orcid.org/0000-0002-3602-6152
(2025)
Efficiency and effectiveness of non-cash payment method using qris on financial management for Micro, Small, and Medium Enterprises (MSMEs) a case study in Merjosari sub-district, Lowokwaru, Malang.
Presented at The 11th International Conference of Islamic Economics and Business (ICONIES 2025), 16 Oktober 2025, UIN Maulana Malik Ibrahim Malang.