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Abdullah, Dhiya Azami and Suprayitno, Eko ORCID: https://orcid.org/0000-0002-5289-3918 (2022) Analysis of the effect of financial inclusion and literature intensity on financial technology: Empirical study on college students in Malang city). International Journal of Finance and Commerce, 4 (2). pp. 11-17. ISSN 2664-7141