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Alfakhirah, Nadirah Nur and Jaya, Tiara Juliana ORCID: https://orcid.org/0000-0002-7598-7263 (2024) Influence of internal factors and external factors on non performing financing in Islamic Commercial Bank. Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah. ISSN 24768774