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Rofika, Haniatur and Meylianingrum, Kurniawati ORCID: https://orcid.org/0000-0002-0814-7512 (2024) Factors that influence the profits of Takaful Companies in Indonesia and Malaysia. JIEFES Journal of Islamic Economics and Finance Studies, 5 (1). pp. 99-116. ISSN 2723 - 6749