Determinants of murabahah financing member decision factors

Hasan, Irmayanti ORCID: https://orcid.org/0000-0001-7021-4483 and Mardini, Indah Saputri (2024) Determinants of murabahah financing member decision factors. I-Finance Journal, 10 (1). pp. 155-169. ISSN 2615-1081

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Abstract

This study aims to de determinants of murabahah financing member decision factors. This study uses an exploratory approach to explain the correlation between variables through hypothesis testing, with the research location at the BMT Cooperative Office of Sarana Usahawan Muslim Malang. The population in this study is members who use murabahah financing for buying and selling at the BMT Sarana Wiraswasta Muslim Malang Cooperative. Based on calculations using the Slovin formula, the number of samples in this study is 80 out of a total of 421 members who received business capital from the BMT Sarana Wirausaha Muslim Malang Cooperative using the purposive sampling technique. Data analysis was carried out using SPSS, involving classical assumptions and hypothesis testing using t-test and F-test related to the influence of trust and company image on purchase decisions. The results of the study show that the company's trust and image have a positive and significant effect on the decision to purchase services with murabahah financing in the BMT Sarana Wiraswasta Muslim Malang Cooperative, both partially and simultaneously. In conclusion, both partially and simultaneously, the company's trust and image are proven to have a positive and significant influence on the decision to purchase services at the BMT Sarana Wiraswasta Muslim Malang Cooperative.

Item Type:	Journal Article
Keywords:	Baitul Maal Wat Tamwil (BMT); Trust; Coorporate Image; Purchase Decisions
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150503 Marketing Management (incl. Strategy and Customer Relations) 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150504 Marketing Measurement 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing
Divisions:	Faculty of Economics > Department of Islamic Banking
Depositing User:	Irmayanti Hasan
Date Deposited:	06 Aug 2024 09:06

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