Pratopo, Gentur and Hasan, Irmayanti ORCID: https://orcid.org/0000-0001-7021-4483
(2024)
The influence of knowledge and religiosity on saving interest in Islamic Banks among Ponorogo Residents.
Journal of Islamic Economics Lariba, 10 (1).
pp. 419-438.
ISSN 2528-3758
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Abstract
Introduction
Ponorogo is a region in East Java Province, located 200 km southwest of
Surabaya bordering Central Java. With a population of 973,269, Ponorogo is
predominantly Muslim and known for its numerous Islamic boarding schools.
This study examines the influence of knowledge and religiosity on interest in
saving in Islamic banks among Ponorogo residents.
Objectives
The objective of this research is to determine the effect of knowledge and
religiosity on the interest in saving at Islamic banks among the people of
Ponorogo.
Method
The study employed a quantitative method with a descriptive approach, using
primary data obtained through questionnaires distributed to 400 respondents.
Statistical analyses were performed to evaluate the data.
Results
The findings show that both knowledge and religiosity significantly influence
interest in saving at Islamic banks, both partially and simultaneously, at a
significance level of less than 0.05. The high level of knowledge and religiosity
among respondents positively affects their interest in saving in Islamic banks.
Implications
These results highlight the importance of enhancing financial literacy and
religious awareness to boost the use of Islamic banking services. This study
suggests that Islamic banks should focus on educational campaigns to increase
public knowledge and leverage religious values to attract more customers.
Item Type: | Journal Article |
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Keywords: | Islamic bank; knowledge; religiosity; saving interest |
Subjects: | 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150503 Marketing Management (incl. Strategy and Customer Relations) 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150504 Marketing Measurement 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment |
Divisions: | Faculty of Economics > Department of Islamic Banking |
Depositing User: | Irmayanti Hasan |
Date Deposited: | 26 Nov 2024 15:11 |
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