How the social environment mediates factors affecting the student's intention to save in sharia bank?

Rosita, Malikhatul Luthfi Dwi and Miranti, Titis ORCID: https://orcid.org/0000-0002-8720-3809 (2023) How the social environment mediates factors affecting the student's intention to save in sharia bank? Presented at The 9th International Conference of Islamic Economics and Business (ICONIES 2023), 31 Aug 2023, Malang.

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Abstract

This study aimed to determine the effect of perception, religiosity, and knowledge on the intention to save in Islamic banks with social environment variables as mediation. This research is a type of quantitative research. Data analysis used in this study used the SEM (Structural Equation Modeling) analysis test. The population in this study were all 244 STAI Denpasar students. The sample used in this study used a purposive sampling method with 151 respondents. Research data was collected using a questionnaire. The results of this study indicate that the variables of perception, knowledge and social environment significantly affect the intention to save. In contrast, the religiosity variable does not significantly affect the intention to save. The social environment variables can mediate knowledge variables, while social environment variables cannot mediate perception and religiosity variables.

Item Type: Conference (Paper)
Keywords: perception; knowledge; intention to save; social environment; mediating.
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150205 Investment and Risk Management
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1503 Business and Management > 150305 Human Resources Management
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150504 Marketing Measurement
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing > 150505 Marketing Research Methodology
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1505 Marketing
Divisions: Faculty of Economics > Department of Islamic Banking
Depositing User: Titis Miranti
Date Deposited: 07 Nov 2023 09:25

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